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Car Insurance Policies 101 |
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Written by Fred McConnell
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There's a big variety of car insurance products on the market, offering protection from many of the liabilities that can occur because of a traffic accident or vehicle mishap. Some of these include coverage for damage to your car, other property that may be damaged in a wreck and any injuries victims of a wreck may suffer. |
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Car Insurance Costs May Be Decreasing |
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Written by Fred McConnell
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Car insurance rates, driven up by the recent recession's impact on insurers, have begun to recede in the United States, leading to improving conditions for insurance customers. |
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Written by Fred McConnell
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In these recessionary times, we're all looking for a way to reduce our monthly bills. While it's doubtful you'll be able to reduce your rent or mortgage or car payment, there is one monthly bill you can cut considerably, by changing a few habits or a little smart shopping. It's your car insurance premium, and here's how. |
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How Insurance is Regulated |
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Written by Fred McConnell
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Every industry needs regulation to provide a counterbalance to the negative behaviors that entreperurial exuberance can generate to the detriment of consumers, and the automobile insurance industry is no exception. Federal law does little to regulate the industry, leaving much of the task up to each state and territory in the U.S. |
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Determining Car Insurance Premiums |
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Written by Fred McConnell
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When deciding whether to sell you insurance and determine what your premium will be, car insurers take into account a number of of considerations to determine how much of a risk of loss you pose to them. Much like credit bureaus, insurers take into account various pieces of information about your life and then assign you an insurance risk score. |
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